PNC Bank Routing Numbers & Wire Transfer

Wanna know what it really costs or whether it’s a good idea to use internationally?

You can send money to other PNC customers or to friends and family that bank elsewhere. All you need to do is sign on to PNC Online Banking and enroll. Then using the recipient’s email address, cell phone number or bank account information, click and send them the money . The amount of time wire transfers take at PNC Bank depends on whether it’s domestic or international.

Do All Banks Charge Foreign Transaction Fees?

Increase business efficiency with zero transaction fees and same-day transfers. Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies. XE has fast transfers with low fees and a range of foreign currency tools. To arrange an international transfer with PNC you’ll need to visit your local branch. You can find your local PNC branch using the PNC online locator tool, and make an appointment in advance if you’d prefer.

Look at the bottom of your PNC Bank issued paper check to find both your account number and your routing number. Both will be at the bottom, with the routing number typically being nine digits and located furthest left. Read more about how much is a bitcoin in dollars here. Your account number is located to the right of it and may be between 9-12 digits. SPECIAL OFFER ✓ Use the code ‘4FREEFINDER’ to get 4 free transfers if you are a first time user. Be sure to ask for PNC Bank’s Wire Transfer Disclosure Statement so you have the most up-to-date information on fees, rules and regulations. Wire transfer requests must be received and confirmed by cut-off time of PNC Bank NA. Using the right SWIFT code is important to make sure a payment headed to your account can arrive quickly and safely. It’s like adding a zipcode to your letter before you mail it. Wise vs CurrencyFair are both great at sending money overseas, but which one is better for you?. This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals.

Cost

These are the rates for domestic PNC wire transfer transactions. International wire transfer costs charged by PNC Bank differ depending on whether you are sending or receiving money. The cost of outgoing cables is higher than the cost of incoming wires. Domestic wire transfer costs charged by PNC Bank differ depending on whether you are sending or receiving a wire transfer.

There are a wide range of tools for managing and transferring funds to meet your exact needs. Additionally, be prepared with details about the dollar amount to be transferred, the currencies involved (e.g., sending U.S. dollars to be received in Euros), and the reason for your transfer. 4.7/5 rated mobile app that brings budgets, virtual cards, and more into a single app. If you bank with PNC Bank, you may have to pay a number of charges and fees. PNC is a registered service mark of The PNC Financial Services Group, Inc. (“PNC”).

How much does a wire transfer cost?

Whether you need to send money to a bank account instantly or enjoy the simplicity of writing a check, you have choices. These are the bank details you’ll need to send money from — or receive money into — accounts with various banks in the United States, including Chase, PNC, and Bank of America. It’s easy to register and transfer money to another bank account via our mobile app or in person today. Whether you need to send money around the corner or around the world, we make it easy and reliable to transfer money to your loved ones’ bank accounts. If you notice an error after a transfer is initiated, contact your bank, credit union, or wire transfer service immediately. In most cases, a wire transfer can only be stopped or paused for corrections if a cancellation notice is received before the transfer is complete. The PNC Bank international wire transfer routing number is PNCCUS33. It looks different from other routing numbers because banks use SWIFT codes to identify themselves internationally instead of routing numbers.

You can quickly send money and expect it to arrive in the correct bank account for the correct amount within a day. Wire transfers are frequently used to close business deals or real estate transactions. If you often do wire transfers to friends or family members, you may find it difficult to keep paying PNC Bank’s wire fee each time. This is where DoNotPay can step in and help you to get the wire fee waived. DoNotPay can also help you learn more about overdraft feesand other bank surcharges and how to get them waived. Click on For wire transfers to see routing and account information needed for sending or receiving a wire transfer. Track your money transfer transactions via the bank’s mobile banking and Virtual Wallet apps, or through the online banking app. Follow up on your international delivery by calling the branch where you made the transaction. Revolut offers 10 zero-fee international transfers a month, amazing exchange rates, and transfers within 30 minutes.

PNC Bank requires that customers visit local bank branches to initiate wire transfers, which is far less convenient than many alternative money transfer options. PNC Bank wire transfers aren’t your cheapest option for sending money internationally, but online transfers within the US are free. Domestic https://www.beaxy.com/exchange/btc-usd/ wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System . Wire transfers are real time transfers and costs more than ACH transfer (which takes 2-4 days for transfer of money). However, you should check the PNC foreign currency exchange rates first.

Not all banks or financial institutions charge fees for types of wire transfers. Some reduce wire transfer fees or offer fee waivers to eligible accounts. Special conditions may include using online banking, sending international wire transfers in-branch, or sending money already converted to foreign currency. Enrollment with Zelle® through Wells Fargo Online® or Wells Fargo Business Online® is required. Transactions between enrolled users typically occur in minutes.

International Wire Transfer to PNC Bank

For the same reason, you’ll find states that have more than one routing number. For instance, Alabama has five routing numbers, Florida has two, and Georgia has four. Pennsylvania has the most complicated PNC bank routing numbers, up to six! It’s because PNC Bank acquired several small financial institutions in these states. All the financial institutions had their own routing numbers at the time of the merger or acquisition. Instead of overhauling the already established financial infrastructure, mergers and acquisitions are added to the existing PNC bank infrastructure, and routing numbers are retained. Large banks like Chase Bank, Wells Fargo, and TD Bank have different routing numbers for their different branches in every state that has bank operations. But online-only banks, smaller banks, and credit unions like the Navy Federal Credit Union have only one routing number.

Customers should refer to their other U.S. financial institutions for information about any potential transfer fees charged by those institutions. See Wells Fargo’s Online Access Agreement for more information. Generally, domestic bank wires are completed in three days, at most. If transfers occur between accounts at the same financial institution, they can take less than 24 hours. Wire transfers via a non-bank money transfer service may happen within minutes. If you’re transferring money through a non-bank money transfer service like MoneyGram, you’ll need to find out how the wiring process works.

Provide it to anyone who wishes to wire funds to you, along with your account number, so that they can complete the transaction. You can wire money domestically through the Federal Reserve Wire Network or the Clearing House Interbank Payments System . If you need to send money internationally, you can do so through CHIPS or the Society for Worldwide Interbank Financial Telecommunication . PayPal, MoneyGram, Western Union and other third-party companies are also considerations. PayPal customers don’t incur a fee when moving money from PayPal to their bank accounts. A wire transfer is one of the fastest ways to transfer money electronically from one person to another through a bank or a nonbank provider such as Wise, formerly TransferWise. There are plenty of reasons for needing to transfer money––and plenty of ways to get the job done. From old-fashioned checks to new-fashioned apps and online bank transfers, there’s a way to transfer money that will suit your timeframe, budget and other needs.

Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Wire transfers are secure and can help you get your money to whomever you’re paying with little delay.

• With faster international money transfers, you can send money from the United States to your new home abroad.
• Keep in mind that companies may charge a fee for both sending and receiving wire transfers, and rates may increase if you’re sending the money to someone outside the U.S.
• Just like your home address helps online retailers know where to ship your package, routing numbers help banks trace where incoming transfers originated.

There are several methods for wiring money, and you may want to consider each method carefully to find out which type of wire transfer is best for your financial needs or situation. Wire transfers can make sending money to other people or businesses convenient. Transfers can be done both domestically as well as internationally. Setup is required for transfers to other U.S. financial institutions, and verification may take 1 – 3 business days.